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Tips on Working With Your Insurance Company

  • As soon as you feel your home has incurred damage, you should contact your insurance carrier to request and inspection.
  • Your insurance carrier can authorize any temporary repairs necessary to prevent further damage to your property.
  • Your insurance company will usually require receipts for any emergency repairs in order to reimburse you.
  • Do not make an permanent repairs until the adjuster has inspected the damage.
  • We offer free insurance claims assistance.
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Steps To Follow

Understand realize as a homeowner you are in control of the claims process. Immediately take the steps necessary to prevent permanent damage from occuring, however the restoration process should be taken slowly and scrutinized.

Submit and file a timely claim. Your insurance policy has specific guidelines on time restrictions. In most cases your claim hasn’t been submitted until you provide your insurance company with a “Proof of Loss Statement.”

Document and take photos. Take photos of every single item that incurred damage. You may be entitled to payment on anything damaged.

Assess damaged goods values. Most customers are shorted on average 25% of monies owed to them by settling for a general estimate of total contents loss.

Do not hesitate to give us a call. If any questions or concerns arise, don’t guess, call.

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KCMS

We hope this information we gave you is a great starting point. Your decision and willingness to allow us to educate and assist you during this difficult process is the first step on the road to recovery. Remember at KCMS we are always here to help you. On behalf of myself and the entire KCMS family, thank you for choosing us and good luck during your road to recovery.

 

 

 

Omar Naboa

CEO
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